Friday, August 5, 2011

I'm looking for my first credit card?

Capital One Ventura Card is the best one........since this is your first credit card, either they will approve you or not. BUT they do offer you a credit line of $1000. (It could have changed!) In any event, don't look at credit cards as bad. You NEED credit! Trust me. How you use the credit that has been given to you is the major focus on all of this. Discover card might be hard to get if you have to credit. They usually want you to have good credit or fair credit. Don't believe the hype about no credit is bad credit. Most people will want to deal with those who have no credit then those with bad credit. No credit, they'll just make you pay more or offer you something with higher APR. Bad credit, you might not get anything! So, with that being said, apply but be careful with applying for too many cards....that affects your score! Go on www.travelocity.com to look for deals for traveling. I hope you everything turns good for you!

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